Trump Account Eligibility: Who Qualifies?

Eligibility comes down to two separate questions: who can have a Trump Account, and who also gets the one-time $1,000 government contribution. The account rules are broad; the $1,000 rules are narrower.

Who can have a Trump Account

• The child is under 18.
• The child has a valid Social Security number.
• A parent or guardian sets up and manages the account until the child turns 18.

Who qualifies for the one-time $1,000

• The child is a U.S. citizen.
• The child is born from January 1, 2025 through December 31, 2028.
• The child has a valid Social Security number.
• The account election is made on the child’s behalf.

Children born outside the 2025–2028 window can still have a Trump Account funded by family and others — they simply are not eligible for this specific $1,000 deposit.

Check your situation

The educational checker below asks a few general yes/no questions. It offers guidance only and never makes an official determination.

Rules can change. Before you act, confirm the current details with official sources such as the IRS and the U.S. Department of the Treasury, and the official program site at trumpaccounts.gov.