Trump Accounts Launch Nationwide on July 4, 2026

The Trump Accounts program launched nationwide on July 4, 2026, aligned with the country’s 250th anniversary. Contributions could not be made before that date; families, employers, and others can now fund eligible children’s accounts up to the annual limit.

If you have not opened an account, a parent or guardian makes the election on IRS Form 4547. See our Form 4547 guide and confirm the current process with the official sources below.

Rules can change. Before you act, confirm the current details with official sources such as the IRS and the U.S. Department of the Treasury, and the official program site at trumpaccounts.gov.