Trump Accounts Update: Sign-Ups, the App, and New Proposed Rules (2026)

Here is a quick snapshot of where the Trump Accounts program stands as of September 2026. Figures come from official announcements and reporting; always confirm the latest details with official sources.

Millions of children signed up

By late July 2026, Treasury officials said about 7 million children had been signed up through IRS Form 4547 — up from roughly 6 million in June. Only some of those qualify for the one-time $1,000 pilot contribution, which is limited to U.S. citizen children born from 2025 through 2028.

New proposed rules

• Employer contributions: proposed IRS regulations set out how employers can add up to $2,500 tax-free per year toward an employee’s dependents, with an option for employees to contribute pre-tax dollars.
• Eligible investments: proposed rules limit accounts to unleveraged, low-cost index funds or ETFs that track primarily U.S. companies, with annual fees no higher than 0.10%.

An official app and financial education

Treasury launched the official Trump Accounts app with interactive financial-education modules covering saving, investing, diversification, and compound growth.

Wider access

A separate initiative expanded access to Trump Accounts for youth in foster care, giving states more flexibility to help them build long-term savings.

New here? Start with our complete guide, check who qualifies, and review the key dates and deadlines.

Rules can change. Before you act, confirm the current details with official sources such as the IRS and the U.S. Department of the Treasury, and the official program site at trumpaccounts.gov.